Kerstin Wirth. Free Template. February 28th , 2017.
If we all had our way, we would forego the chore of paying our monthly bills or better yet forego receiving these demands for money altogether. Unfortunately though, paying our monthly bills has to be done, but we can, however, put a system in place that will make this process a lot easier.
I'm sure at one point; we have all either misplaced an actual bill that we received in the mail, been unsure of whether we have already paid a particular bill or even missed the due date by when the bill is to pay.
Bills tend to come in periodically through the month, and the due dates scattered throughout the month, which makes it even harder to stay on top of all your payments. All these things can overcome if you just take a little time and effort to put a bill paying system in place that will work for you.
Taking the time to sit down and create a system is guaranteed to save you time, confusion and frustration every month. You'll also realize that it's very satisfying to know that you are in control and organized.
Firstly you will need to gather all your bills that come in over the course of a month and decide on one place where they will put as soon as you receive them. It's best to make this site readily available so that it just becomes second nature to put your bills in there immediately. You can use anything like a home for your bills, from a large envelope or a more sophisticated bill organizer for your desktop. It doesn't matter what you chose to use, as long as all the bills get put in there immediately.
Secondly, you need to sit down and make a list of the dates each bill is due. The way you do this is also up to you. You can only jot down the dates in your planner or calendar, or just make a list of the bills you are going to pay at the beginning of every month and those you are going to pay at the end. You could even save them on your computer's calendar and set yourself reminders for the days they are due.
The third thing to do would be to set aside some time each month to pay your bills - be it by manually writing cheques for them or paying them online. It may be once or twice monthly depending on the due dates of your bills.
It may seem like a lot of preparation work to set up your system, but you will only benefit from sticking to it and making it work.
Working according to your system will become second nature, and you will find that every month the process becomes quicker and even more organized. In addition to alleviating your stress, you will also no longer be subject to paying late fees as all your bills will give on time.
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